MICHAEL MCHUGH

Unlimited Rewards: A Deep Dive into the Chase Ink Business Unlimited Card

Ink Business Unlimited Credit Card

As a small business owner, finding the right credit card can make all the difference in maximizing your rewards and managing your finances. The card_name is a popular option that offers a variety of benefits, including unlimited cash-back rewards, no annual fee, and flexible redemption options. In this blog post, we’ll take a closer look at the Ink Business Unlimited Credit Card, exploring its features, benefits, and potential drawbacks to help you determine if it’s the right choice for your small business needs.

Chase Ink Business Unlimited Credit Card Details

card_name is a versatile credit card designed for small business owners. It offers unlimited 1.5% cash back on all purchases with no limit on the amount of cashback that can be earned. Additionally, the card earns $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening.

Cardholders can redeem their cash-back rewards for statement credits, gift cards, travel, and more. Additionally, the card_name provides a variety of business benefits, such as free employee cards with customizable spending limits, purchase protection, and extended warranty coverage.

Overall, the card_name can be a valuable tool for small business owners looking to earn rewards on their purchases and take advantage of flexible redemption options.

How to Earn Points with Chase Business Unlimited Credit Card

Earning points with the card_name is straightforward and easy to understand. Cardholders earn unlimited 1.5% cash back on all purchases, with no limit on the amount of cashback that can be earned. This means that every dollar spent with the card earns 1.5 cents in cash-back rewards.

In addition to the unlimited cash-back rewards, new cardholders can earn a sign-up bonus of $900 cash back after spending $6,000 within the first three months of account opening.

How to Redeem Points with Chase Business Unlimited Credit Card

If you’re a Chase Ultimate Rewards fan, then you know that the best way to maximize your points is by redeeming them for travel. But with so many transfer partners and redemption options, it can be hard to decide where to use your points. Here are some of the best ways to redeem your Chase points.

  1. World of Hyatt offers some fantastic hotels, and a free night will cost you anywhere from 3,500 to 45,000 points, depending on the category and whether there’s peak pricing or not.
  2. Air Canada Aeroplan is a great frequent flyer program, with more airline partners than any other airline loyalty program, and you can also add stopovers to awards for 5,000 points one-way.
  3. If you have the Chase Sapphire Reserve, then you can redeem for 1.5 cents each toward travel purchases, while if you have the Chase Sapphire Preferred or Ink Business Preferred Credit Card, then you can redeem for 1.25 cents each toward travel purchases.
  4. Fortunately, Singapore Airlines KrisFlyer has fair redemption rates, pretty good award availability in business class, and limited surcharges.
  5. You can even redeem miles for Emirates first class, though it could take some work.
  6. Transatlantic business class awards with Air France-KLM Flying Blue start around 55,000 miles one-way, with mild fuel surcharges.
  7. British Airways Executive Club is useful for oneworld redemptions, with a unique distance-based award chart.
  8. Southwest Rapid Rewards is a revenue-based frequent flyer program, where each point will get you roughly ~1.5 cents toward the cost of a ticket.

Overall, the best way to redeem Chase points depends on your personal preferences and goals. If you’re a frequent traveler, redeeming for travel can provide the most value, while cash back or gift cards may be a better option for those looking for more flexibility. Regardless of how you choose to redeem your points, it’s important to carefully review redemption options and values to maximize the value of your rewards.

Which Cards Compete with the Ink Business Unlimited?

There are a couple of credit cards that compete with the card_name. Some of the top competitors include:

  1. American Express Blue Business Cash Card: This card offers a flat 2% cash back on all purchases, similar to the card_name, and has no annual fee.
  2. Capital One Spark Cash Select for Business: This card offers 1.5% cash back on all purchases, with no annual fee, and also has a 0% introductory APR period.

Each of these cards has its own unique features and benefits, so it’s important to compare them based on your specific business needs and spending habits.

Ink Business Unlimited FAQs

What are the benefits of the Ink Business Unlimited credit card?

The card_name offers 1.5% cash back on all purchases with no annual fee, making it a great option for businesses that want a simple rewards program.

Is there a sign-up bonus for the Ink Business Unlimited credit card?

Yes, new cardholders can earn a $900 bonus cash back after spending $6,000 on purchases in the first 3 months from account opening.

Can I transfer my Ink Business Unlimited points to other Chase Ultimate Rewards accounts?

Yes, you can transfer your card_name points to other Chase Ultimate Rewards accounts that belong to you, your spouse/domestic partner, or a business owner who is an authorized user of your account.

What can I redeem my Ink Business Unlimited points for?

You can redeem your card_name points for cash back, gift cards, travel, or transfer them to other Chase Ultimate Rewards programs such as World of Hyatt or United MileagePlus

Is there a foreign transaction fee for the Ink Business Unlimited credit card?

No, there is no foreign transaction fee for the card_name, making it a great option for businesses that frequently travel abroad.

Do I need to have a business to apply for the Ink Business Unlimited credit card?

Yes, you need to have a business to apply for the card_name. This can include a sole proprietorship, partnership, corporation, or non-profit organization.

Conclusion on the Ink Business Unlimited

In conclusion, the card_name is an excellent choice for small business owners who want a straightforward, no-frills cash-back card with a generous sign-up bonus and unlimited earning potential. With no annual fee and a competitive rewards program, this card is an excellent choice for businesses that want to earn rewards on all their purchases without having to worry about complicated bonus categories or spending caps. Additionally, the ability to transfer points to other Chase Ultimate Rewards cards opens up even more redemption options, including valuable travel rewards. Overall, this card is a solid choice for any business owner looking for a reliable, hassle-free credit card.

What do you love most about your card? Is it the unlimited 1.5% cash back on all purchases? Share your experience with us in the comments below or shoot us an email via our contact page.

Disclaimer: If you click and/or sign up for a credit card through certain links on this site or any of my related social media platforms, I may make a commission from that click-through.  The editorial content on this page and the user comments are not provided by any of the companies mentioned and have not been reviewed, approved, or otherwise endorsed by any of these entities. Opinions expressed here are mine alone.

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