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One could argue American Express has one of the strongest portfolios of credit cards, including the card_name. Amex is creative in how it positions each card for each type of customer. Whether it’s personal or business cards, Amex typically has a card for you to consider.
While some Amex cards come loaded with perks and benefits, the card_name is not one of these cards. The card is simplistic in its earning structure and approach. This can be a good and bad thing, depending on the type of customer you are.
American Express Blue Business Cash Card Details
New card members earn a $250 statement credit after they make $3,000 in purchases in their first three months of card membership. The annual membership fee is $0, which can make this card one to hold onto for the long term. Generally speaking, cards like this one that offer relatively few card benefits and perks have low annual fees.
American Express Blue Business Cash Card Perks
Amex Offers come with the card_name. These offers allow cardmembers to earn additional bonus points, receive discounts, and statement credits when making purchases with participating merchants. Your card must be enrolled with the participating merchant to earn points, discounts, or statement credits.
How to Earn Miles with the American Express Blue Business Cash Card
The card_name earns 2% on your first $50,000. Thereafter, the card earns 1% on all purchases.
As a point of comparison, you can earn points with the following cards at these rates:
- 1.5% cash back on all purchases with the Chase Freedom Unlimited
- 2X points on all purchases with the Citi Double Cash Card
- 2X points on all purchases with the card_name
How to Redeem Miles with the American Express Blue Business Cash Card
Amex points are some of the best points out there to earn. The reason is because of the Amex airline and hotel partners. Amex offers one of the strongest networks of travel partners when compared with Captial One, Chase, and Citi.
For those of you looking to redeem your Amex points, below are several fun ideas:
- 50,000 Etihad miles to fly American Airlines business class one-way between the US and Europe
- 50,000 Virgin Atlantic points to fly Delta One business class one-way between the US and Europe
- 110,000 Virgin Atlantic points to fly ANA first-class round-trip between the US and Asia
- 12,000 Singapore Krisflyer miles to fly United/Alaska economy one-way between the US and Hawaii
- 34,000 Iberia Avios to fly Iberia business class one-way between the US and Spain
Which Cards Compete with the American Express Blue Business Cash Card?
Chase Freedom Unlimited, Citi Double Cash Card, and Amex Blue Business Plus Card compete with the card_name on paper. However, the earning structure of each of these cards makes each card more valuable.
The Chase Freedom Unlimited earns 1.5% cashback, and the Citi Double Cash Card and Amex Blue Business Plus Card earn 2X points on all transactions. You can convert Chase Freedom Unlimited cashback into Chase Ultimate Rewards points if you also hold the Chase Sapphire Preferred, Chase Sapphire Reserve, or Ink Business Preferred.
Conclusion on the Amex Blue Business Cash Card
If you’re after a no-frills card, the card_namecan make sense for you. Cardmembers receive a simplistic earning structure of 2% cashback along with a $0 annual fee. In addition, cardmembers receive access to Amex Offers.
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