Marriott Bonvoy Business® American Express® Card 2023

Stay Ahead of the Game with Marriott Bonvoy Business Credit Card

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Business owners have relatively few options when it comes to business hotel travel credit cards. Of the card options available to you, the card_name is one to consider. Its perks and benefits can outweigh the card’s annual fee if you know how to leverage them.

In addition to the card_name, Marriott offers several personal credit cards. These cards include the Marriott Bonvoy Brilliant AmEx Card, Marriott Bonvoy Boundless, and Marriott Bonvoy Bold.

Marriott Bonvoy Business Credit Card Details

card_name earns three Free Night Awards after you use your new Card to make $6,000 in eligible purchases within the first 6 months of Card Membership. Redemption level up to 50,000 Marriott Bonvoy points for each bonus Free Night Award, at hotels participating in Marriott Bonvoy. Certain hotels have resort fees.

If you travel internationally, the $125 annual fee card_name can be a card to bring with you as you pay no foreign transaction fees. While I recommend using other cards internationally, know that the Marriott Bonvoy Business can be an option.

Marriott Bonvoy Business Credit Card Perks

Where the card_name shines is the yearly perks. Cardmembers receive Elite Night Credits, a Free Award Night, Platinum Elite Status, access to AmEx Offers, and a Discount Off Standard Rates.

15 Elite Night Credits are credited to your account within 60 days of your account opening and on or before March 1 each subsequent year your account is open. You can an additional 15 Elite Night Credits if you also hold a personal Marriott Bonvoy credit card. However, you are not able to earn an additional 15 Elite Night Credits from multiple personal Marriott cards.

Cardmembers receive 1 Free Night Award every year after your card renewal month. Plus, earn an additional Free Night Award after you spend $60K in purchases on your card in a calendar year. Free Night Awards can be used for one night (redemption level at or under 35,000 Marriott Bonvoy points) at a participating hotel.

Complimentary Marriott Bonvoy Gold Elite Status is a new addition to the card. Gold Elite status offers 25% bonus points on stays, an enhanced room upgrade, and a 2 p.m. late checkout.

AmEx Offers offer a way to save or receive AmEx points with strategic spending. Spending offers include categories like dining, shopping, and travel. Everything you need to know about the card perks can be found here.

Lastly, card members receive a 7% discount off standard rates for reservations of standard guest rooms at hotels that participate in the Marriott Bonvoy program when you book directly.

How to Earn Points with the Marriott Bonvoy Business

The card earns points at the following rates:

  • 6X points on Marriott purchases
  • 4X points at restaurants worldwide, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers, and on U.S. purchases for shipping
  • 2X points on all other eligible purchases

Another card that may work well for Marriott purchases is the Chase Sapphire Reserve. Cardmembers earn 3x points on travel, including hotels, with the Chase Sapphire Reserve. More info here shows you how to earn Marriott points.

How to Redeem Miles with the Bonvoy Business Card

Eight hotel categories offer off-peak, standard, and peak pricing in the Marriott program. Award pricing range from 5,000 points per night for category 1 to 100,000 points per night for category 8.

In addition to using points to book hotel stays, Marriott has more than 40 airline partners with that you transfer your points for an award flight. Most programs have a transfer ratio of 3:1. You also receive a 5,000-mile bonus with every 60,000 points that you transfer. Find more info on how to redeem miles here.

What Cards Compete with the Bonvoy Business Card

The Hilton Business credit card is the primary competitor to the card_name. You earn 12x points on Hilton purchases and receive Complimentary Hilton Honors Gold Status with the Hilton Business credit card.

Other business cards that compete with the card_name include the Chase Ink Business Preferred and AmEx Business Platinum. The Chase Ink Business Preferred has a more comparable annual fee while the AmEx Business Platinum comes loaded with perks.

Common Bonvoy Business Card Questions

How much is 25,000 Marriott points worth?

Industry data points suggest Marriott points are worth between 0.7-0.8 cents per point. With that said, 25,000 Marriott points roughly equate to $188.

Which Marriott Bonvoy card is best?

The card_name is the only Marriott credit card option for business owners. In terms of personal cards, the best is likely the Marriott Bonvoy Boundless or the Marriott Bonvoy Brilliant.

Conclusion on the Marriott Bonvoy Business Card

The downsides to the card_name are that the annual fee is relatively high and the earn rates are not that great. However, if you can redeem the Free Award Night every year, you should be able to come out ahead in terms of the annual fee.

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