Are you tired of only earning 1% cash back or points on your everyday spending? Look no further than the Citi Double Cash Card, which continues to reign as one of the most valuable travel cards for non-bonus category spending. With the ability to earn up to 2% cash back, the Citi Double Cash Card blows other non-bonus category cards out of the water. Keep reading to learn more about the benefits of this card and why it should be a staple in your wallet.

Sign up for our travel newsletter and have the latest articles delivered straight to your inbox.

Citi Double Cash Credit Card Details

If you’re looking for a credit card that won’t cost you a pretty penny in annual fees, the Citi Double Cash Card is an excellent option to consider. With no annual fee, this card is a great way to earn cash back on your everyday purchases without worrying about additional costs.

However, it’s important to keep in mind that this card does charge foreign transaction fees, so it might not be the best choice for those who frequently travel abroad. Typically, cards without annual fees tend to charge foreign transaction fees, so this isn’t a surprise. If you plan on using this card when traveling overseas, it’s important to be aware of these fees and consider other options that may be more suitable for international use.

All in all, the Citi Double Cash Card is an excellent choice for those looking to earn cash back without having to worry about annual fees. Just be sure to take into account any foreign transaction fees that may apply when deciding whether or not this card is right for you.

How to Earn Points with the Citi Double Cash Card

With Citi Double Cash Card, you can earn 2% cash back on every purchase you make – 1% when you buy and another 1% when you pay your balance. The best part? There are no categories, caps, or annual fees to worry about.

Thanks to its simple earning structure, this card makes it easy for cardmembers to earn cashback on all their purchases, including non-bonus category spending. And if you also hold the Citi Premier Card, you can even convert your cashback into Citi ThankYou points, which can be redeemed for travel, gift cards, and more.

So if you’re looking for a no-fuss, high-earning cashback card, the Citi Double Cash Card is definitely worth considering.

How to Redeem Points with the Citi Double Cash Card

Looking for a flexible and valuable travel rewards program? Look no further than Citi’s ThankYou Points program, one of the five major transferable point programs out there. With 15 airline partners, Citi’s program offers a variety of award flight options for the savvy traveler.

While some partners overlap with other programs, there are select airlines that can help you unlock the most value. With award flight options like 87,000 Avianca LifeMiles for Lufthansa first class from the US to Europe, 44,000 Etihad Guest miles for Royal Air Maroc from the US to Africa, and 110,000 Virgin Atlantic miles for ANA business class roundtrip from the US to Japan, there’s no shortage of exciting possibilities.

So why not explore the Citi ThankYou Points program and start planning your next adventure today?

Which Cards Compete with the Double Cash Card?

With 1.5% cashback on all purchases, Chase Freedom Unlimited is a top contender for non-bonus category spending. And just like the Citi Double Cash Card, you can convert cashback earned into points if you also hold a qualifying Chase card.

But what makes Chase Freedom Unlimited stand out? The card offers a sign-up bonus of $200 cashback after spending $500 in the first three months of account opening. Plus, the card has a 0% intro APR on purchases for the first 15 months. That means you can earn cashback without worrying about interest charges for over a year.

Citi Double Cash Card FAQs

Is Citi Double Cash Card hard to get?

It’s important to note that it’s rare for anyone to get approved for this card with a score below 700. If you haven’t hit that mark yet, don’t fret. It’s better to focus on improving your credit score first, which will not only make you more likely to get approved for the card but also open up other exciting credit opportunities.

What is the benefit of the Citi Double Cash Card?

As a Mastercard, the Citi Double Cash Card provides Cardmembers with the ultimate cash-back rewards experience. And we’re not just talking about a measly 0.5% or 1% cashback. With this card, Cardmembers earn 2% cash back on all purchases.

Now, you might be wondering how you actually receive your cash-back rewards. Well, instead of giving you straight cash, this card gives you ThankYou Points. These points can be redeemed for a variety of things, including statement credits, gift cards, travel rewards, and even charitable donations. Plus, with no annual fee, the rewards you earn with this card are all yours to keep.

What is the highest limit on Citi Double Cash Card?

Reports online suggest that the Double Cash Card credit limit ranges from $500 to $50,000. That’s a pretty big range, so how do you know where you fall on the spectrum? Well, it all comes down to your creditworthiness.

Why did I get denied for Citi Double Cash Card?

One reason is a low credit score. Your credit score is a numerical representation of your creditworthiness, and it’s one of the most important factors that lenders look at when deciding whether to approve you for a credit card.

Another reason is numerous recent credit inquiries. When you apply for credit, the lender will pull your credit report to see your credit history and score. This is called a credit inquiry. If you have a lot of recent credit inquiries, it might signal to the lender that you’re desperate for credit and could be a riskier borrower.

Finally, incomplete or inaccurate information on the application can also lead to rejection. It’s important to fill out the application completely and accurately, including your personal information, income, and employment history. If there are any discrepancies or missing information, it could raise a red flag for the lender.

Conclusion on the Double Cash Card

In conclusion, the Citi Double Cash Card is one that truly delivers on its promise of cash-back rewards. With 2% cash back on every purchase and no categories, caps, or annual fees, it’s one of the simplest and most straightforward rewards programs out there. And with a variety of redemption options, from statement credits to gift cards to travel, you can easily use your rewards to treat yourself or save up for something special. Whether you’re a seasoned credit user or just starting out, this is a credit card that’s worth considering – so why not apply today and start earning cash back on every purchase?

Do you have the Citi Double Cash Card? Please share your thoughts in the comments below or send us an email through our contact page.

Disclaimer: If you click and/or sign up for a credit card through certain links on this site or any of my related social media platforms, I may make a commission from that click-through.  The editorial content on this page and the user comments are not provided by any of the companies mentioned and have not been reviewed, approved, or otherwise endorsed by any of these entities. Opinions expressed here are mine alone.