If you’re tired of hefty fuel surcharges on award flights to and from London, the card_name might just be the solution you’ve been searching for. While it may not be your top choice for a Chase 5/24 slot, this often-overlooked card offers valuable perks and statement credits that can save you hundreds of dollars. In this British Airways Visa Signature Card review, we’ll explore the key features, earning potential, redemption options, and benefits of the card to help you decide if it deserves a place in your wallet.
Who Should Consider This Card?
Travelers who frequently redeem Avios for British Airways flights can benefit from annual statement credits of up to $600 to offset award taxes and fees. Even if British Airways isn’t your preferred carrier for transatlantic travel, the card’s sign-up bonus is valuable, particularly for those who book last-minute or short-haul awards operated by American Airlines.
Important note: The card_name falls under Chase’s 5/24 rule, so be mindful of your credit card application history as you’re reading this British Airways Visa Signature Card review.
Key Points
- Sign-up Bonus: Earn 75,000 Avios after spending $5,000 on purchases within the first three months of account opening.
- Consider the opportunity cost of using this card over others that offer bonus rewards on dining and airfare.
- The card lacks common airline benefits like free checked bags or priority boarding, but it makes up for it with its generous sign-up bonus and money-saving perks.
- Award Ticket Statement Credit: Enjoy statement credits three times a year of $100 for Economy and Premium Economy seats, or $200 for Business and First Class seats when you book a reward flight to London with your card_name.
- No Foreign Transaction Fees: Make purchases overseas without incurring extra charges.
- Visa Signature Perks: Benefit from lost/delayed baggage protection, purchase protection, extended warranty protection, secondary car rental insurance, and access to the Visa Signature Luxury Hotel Collection.
- 10% Off Eligible British Airways Flights: Get a 10% discount on British Airways flights when booked through ba.com/chase10 using your British Airways Visa Signature Card.
Earning Avios
The card_name offers competitive earning potential compared to other airline cards.
- Earn 3x Avios per $1 spent on purchases with British Airways, Aer Lingus, Iberia, and LEVEL.
- Earn 2x Avios per $1 spent on hotel accommodations directly booked with the hotel.
- Earn 1x Avios per $1 spent on all other purchases.
Consider using other cards linked to Amex Membership Rewards, Capital One, or Chase Ultimate Rewards if you want to earn Avios at an accelerated rate.
Redeeming Avios
Avios can be redeemed for various partner airlines, including American Airlines, Alaska Airlines, Cathay Pacific, and Iberia. Separately, British Airways’ distance-based award chart offers great value for short-haul awards and avoids close-in booking fees on last-minute awards. Lastly, transferring Avios to Iberia can often result in lower taxes, surcharges, and discounted redemption rates, making it a valuable option.
Closing
The card_name offers a compelling value proposition for frequent travelers to London or those seeking valuable sign-up bonuses. With statement credits, no foreign transaction fees, and a competitive earning structure, it’s a card worth considering. However, be mindful of the 5/24 rule and evaluate whether the card aligns with your travel goals and spending habits. Remember to compare it against other credit cards that offer similar benefits and rewards to make an informed decision that suits your needs.
Disclaimer: If you click and/or sign up for a credit card through certain links on this site or any of my related social media platforms, I may make a commission from that click-through. The editorial content on this page and the user comments are not provided by any of the companies mentioned and have not been reviewed, approved, or otherwise endorsed by any of these entities. The opinions expressed here are mine alone.
