MICHAEL MCHUGH

Going Green with Amex Business: A Comprehensive Review of the Business Green Card

Amex Business Green Card

Amex Business Green Card is one of a handful of business credit cards offered by American Express. Other American Express business credit cards that earn Membership Rewards points include Amex Business Platinum Card, Amex Blue Business Plus Card, and Amex Business Gold Card.

Of the American Express business credit cards that earn Membership Rewards points, the Amex Business Green Card is the weakest of all of the cards. Here’s why. The card comes with relatively few credit card benefits, no statement credits, and a weak earning structure in one travel category.

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Amex Business Green Card Details

The Amex Business Green Card earns 25,000 Membership Rewards points after spending $3,000 on the card during the first three months of card membership. The 25,000 Membership Rewards points are posted to your account 8-12 weeks after you have met the minimum spending requirement.

The introductory annual fee is $0 for the first year of card membership. Every year thereafter, the annual fee is $95.

Amex Business Green Card Benefits

Amex Offers, No Preset Spending Limit, and Baggage Insurance are the three benefits of the Amex Business Green Card.

By enrolling your card with a participating Amex Offers merchant, you can receive discounts or earn additional Membership Rewards points after making a purchase with a participating merchant.

No preset spending limit means the amount you can spend on the card is flexible. Unlike credit cards with a card limit, the amount you can spend on the card adjusts based on your credit, payment, and purchase history over time.

Baggage insurance coverage kicks in if two things happen. One, your entire trip (i.e. bus, plane, ship, or train) is purchased with your Amex Business Green Card. Two, when your bag is damaged, lost or stolen on the trip purchased with your card. Coverage is up to $1,250 for carry-on baggage and up to $500 for checked baggage. Other restrictions may apply.

How to Earn Points with Amex Business Green

Amex Business Green Card earns Membership Rewards points at the following rates:

  • 2X points on purchases made on amextravel.com
  • 1X points on all other purchases

For comparison, the cards below earn points at the following rates:

How to Redeem Points with Amex Business Green

Examples of ways to receive value from redeeming your American Airlines miles include:

  • 60,000+ points transferred to Air Canada Aeroplan to book Star Alliance business class between the U.S. and Europe
  • 88,000 points transferred to All Nippon Airways to book Star Alliance business class between the U.S. and Europe
  • 78,000 points transferred to Avianca LifeMiles to book Star Alliance business class between the U.S. and Southeast Asia
  • Singapore KrisFlyer
  • 85,000 points transferred to Emirates Skywards to book Emirates business class between the U.S. and Europe
  • 55,000 points transferred to Air France-KLM Flying Blue to book Air France or KLM business class between the U.S. and Europe
  • 50,000 points transferred to Virgin Atlantic to book Delta business class between the U.S. and Europe
  • 34,000 points transferred to Iberia Avios to book Iberia business class between the U.S. and Europe

Common Amex Business Green Questions

Is AMEX Green hard to get?

The Amex Green card’s credit score requirement is 700+ per this article.

Is Amex Business Green a charge card?

The Business Green Rewards Card from American Express is a charge card per this article.

How do you qualify for Amex Green Card?

Amex Green Card requirements for approval include you’re at least 18 years old, having a physical U.S. address, can show proof of enough income to make the monthly minimum payment, having a low debt relative to income, showing low housing costs relative to income, providing a Social Security number or ITIN, and a credit score of 700+ per this article.

Who is the Amex Business Green Card for?

Amex Business Green Card is targeted toward the traveler who wants to earn Membership Rewards points across a wide array of travel categories per this article.

Conclusion on Amex Business Green

Amex Business Green Card comes with Amex Offers, No Preset Spending Limit, and Baggage Insurance. Separately, the card has an introductory annual fee is $0 for the first year, then an annual fee is $95 every year thereafter.

What do you make of the Amex Business Green? Please let me know in the comments or by sending me an email on my contact page.

Disclaimer: If you click and sign up for a credit card through certain links on this site or any of my related social media platforms, I may make a commission from that click-through.  The editorial content on this page and the user comments are not provided by any of the companies mentioned and have not been reviewed, approved, or otherwise endorsed by any of these entities. Opinions expressed here are mine alone.

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