In terms of best credit cards, the best AmEx credit cards are some of the most lucrative compared to credit cards offered by competing banks. American Express and Chase credit cards offer some of the most common travel credit cards. However, Capital One, Citi, and Marriott also travel cards you can apply for.
In this American express card review of the Best AmEx Credit Cards, we focus on the best points credit cards like the AmEx EveryDay credit cards. Within this list, you’ll learn about the best American Express card no annual fees cards. For a list of the best cash back credit cards, stayed tuned.
Best AmEx Credit Cards (Personal)
American Express Gold Card
The $250 annual fee American Express Gold Card earns 60,000 Membership Rewards points after spending $4,000 in your first six months of card membership. This card earns 4x points at restaurants, 4x points at US supermarkets on up to $25k in purchases every year, and 3x points on flights booked directly with airlines. In terms of credits, the American Express Gold Card comes with a $120 dining credit, a $100 airline fee credit (ending in 2021), $100 Uber credit (new in 2021). You also receive access to Amex Offers and have no foreign transaction fees.
AmEx Platinum
75,000 Membership Rewards points after spending $5,000 in your first three months of card membership are currently the number of points new cardmembers receive on the AmEx Platinum. Cardmembers also earn 5x points on flights booked directly with airlines. In addition, you receive $200 Uber credit, $100 Saks credit, $200 airline fee credit, $30 monthly PayPal credit, no foreign transaction fees, Delta SkyClub access, and Centurion Lounge access. Lastly, new cardmembers earn 10x points at US supermarkets and US gas stations for a limited time.
American Express Green Card
The $150 annual fee American Express Green Card currently earns 45,000 Membership Rewards points after spending $2,000 in your first six months of card membership. Cardmembers earn 3x points at restaurants and 3x points on transit and travel. This card comes with Amex Offers, a $100 CLEAR credit, a $100 LoungeBuddy credit, and no foreign transaction fees.
Amex EveryDay Credit Card
You earn 10,000 Membership Rewards points after spending $1,000 in your first three months of card membership with the $0 annual fee Amex EveryDay Credit Card. This card earns 2x points at US Supermarkets. In addition, you earn an additional 20% in points when you use your card 20 or more times in a billing cycle.
Amex EveryDay Preferred
The $95 annual Amex EveryDay Preferred earns 3x points at US supermarkets on up to $6,000 per year. In addition, you earn 2x points at US gas stations. Cardmembers earn an additional 50% points when you use your card 30 or more times points in a billing period. You currently earn 15,000 Membership Rewards points after spending $1,000 in your first three months of card membership.
Best AmEx Credit Cards (Business)
AmEx Business Gold
You earn 35,000 Membership Rewards points after spending $5,000 in your first three months of card membership on the $295 annual fee AmEx Business Gold. Cardmembers earn 4x points on the two categories where you spend the most each month up to $150k in spending each year. Categories include airfare purchased directly from airlines, US advertising, select US technology providers, US gas stations, and US shipping. When you book award flights with points through American Express Travel, you receive 25% of your points back. The AmEx Business Gold also comes with Amex Offers and no foreign transaction fees.
AmEx Blue Business Plus
The AmEx Blue Business Plus earns 2x points on all transactions up to $50,000 in purchases each year. Amex Offers are included as a cardmember benefit. You receive all of this for a $0 annual fee.
AmEx Business Platinum
You earn 75,000 Membership Rewards points with the AmEx Business Platinum after spending $15,000 within your first three months of card membership. Cardmembers receive $200 in Dell Technologies statement credits and a $200 airline fee credit. The AmEx Business Platinum earns 5x points on airfare and prepaid hotels on amextravel.com and earns 1.5x points purchases of $5,000 or more. Centurion Lounge and Delta SkyClub access come with the card as well receiving 35% of your points back when you first and business class tickets or any fare class ticket with your selected airline through Amex Travel. There are no foreign transaction fees and the card comes with Amex Offers.
Common Questions on the Best AmEx Credit Cards
Which AmEx credit card is best?
The American Express Gold Card earns 4x points at restaurants and 4x points at US supermarkets. This will likely be a valuable card for most travelers. The ability to earn 2x points on all transactions with the AmEx Blue Business Plus makes this card great for business owners.
Which American Express credit card is the easiest to get?
Anecdotally, the Amex EveryDay Credit Card is likely to be the easiest card to be approved for in this list. You earn 2x points at US Supermarkets and an additional 20% in points when you use your card 20 or more times in a billing cycle.
Is American Express card worth it?
No question. The ability to earn points to use to book award flights makes AmEx cards worth applying for.
What is the highest American Express card?
The AmEx Black Card, also known as the American Express Centurion Card, has a $10,000 initiation fee. In addition, you pay a $5,000 annual fee. This card is by invite only and is based upon yearly spending per this card review.
Conclusion on the Best AmEx Credit Cards
American Express credit cards should be part of your points earning strategy. This is because of the value you receive from the points you earn. You can hold up to 5 American Express credit cards in total. Charge cards like The Platinum Card and American Express Gold do not count towards this rule.
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