The card_name is IHG’s lowest-tier card in the IHG credit card portfolio. Other cards in the portfolio include the IHG Rewards Premier Credit Card and IHG Rewards Premier Business Credit Card. The ability for business owners to add an IHG business card to their wallet, in addition to an IHG personal card makes the IHG card proposition more interesting.
As a no-annual fee card, one would expect limited benefits on the card_name. However, that’s not exactly the case with the case. Card benefits include Silver Status, the ability to earn Gold Status, 4th Reward Night Free, and the ability to earn 10,000 bonus points each calendar year.
For more Points With Q articles delivered to your inbox, sign up for my travel newsletter.
IHG Traveler Card Details
New cardmembers earn 80,000 bonus points after spending $2,000 on purchases within the first three months of account opening. It’s important to note that the bonus points are not available if you’re a:
- current cardmember of any IHG Rewards credit card, or
- previous cardmember of any IHG Rewards credit card who received a new cardmember bonus within the last 24 months
This Bonus Point restriction does not apply to card members of the IHG Rewards Premier Business credit card. Separately, the card_name has no annual fee.
IHG Traveler Card Perks
Silver Elite Status, the ability to earn Gold Status through spending, a Fourth Reward Night Free, and the ability to earn 10,000 bonus points each calendar year are the perks that come with the card_name.
Cardmembers automatically qualify for IHG Rewards Silver Elite status as long as they are a cardmember.
Gold Status is earned each calendar year that you spend $20,000 on the card. This status is valid for the year in which you spend $20,000 through December 31 of the following year.
When you redeem Three Reward Nights consecutively, you receive a Fourth Reward Night free. IHG members can utilize the 4th Reward Night Free benefit on an unlimited number of stays annually.
Cardmembers receive 10,000 bonus points each calendar year they spend at least $10,000 on the card.
How to Earn Points with the IHG Traveler Card
As a cardmember, you earn IHG points at the following rates:
- 5X points at IHG Hotels (+10X points for being an IHG member + 2X points for Silver Status)
- 3X points on utilities, internet, cable, phone services, select streaming services, dining at restaurants including takeout and eligible delivery services, and gas stations
- 2X points on all other purchases
As a point of comparison, you can earn points at the following rates:
- 3X points at IHG Hotels with the Chase Sapphire Reserve
- 2X points on utilities with the Citi Double Cash Card
- 5X points internet, cable, and phone services with the Chase Ink Business Cash
- 3X points on streaming services with the Chase Sapphire Preferred Card
- 5X points on dining with the Citi Custom Cash Card
- 3X points on gas with the Citi Premier Card
How to Redeem Points with the IHG Traveler Card
From the Caribbean to Cape Cod, here are 11 of the best ways to redeem 140,000 IHG points highlighting the ways to unlock value with the IHG program. Interesting ways to redeem points include:
- 70,000 points/night to book the Kimpton Seafire Resort + Spa
- 30,000-45,000 points/night to book the Kimpton Alton Hotel
Which Cards Compete with the IHG Traveler Card?
Marriott Bonvoy Bold Card and Hilton Honors Card compete with the card_name. Both of these cards have a $0 annual fee.
Common Questions
Does IHG pay Global Entry?
The IHG Premier Card offers a statement credit every 4 years per this article. However, the card_name does not offer this benefit.
Is the IHG credit card hard to get?
The IHG Rewards Premier Card requires at least a 670 credit score per this article. So, the card_name should require a lower credit score due to there being no annual fee and fewer benefits.
Is there a free IHG card?
The card_name has no annual fee.
Is IHG Traveler Card worth it?
If you can leverage the card benefits and value the earning structure, the card can be worth it.
Conclusion on the IHG Traveler Card
IHG has positioned its no-annual-fee card to compete against what Marriott and Hilton have to offer. Primary benefits on this card include Silver Status, the ability to earn Gold Status, 4th Reward Night Free, and 10,000 bonus points each calendar year.
What do you think of this card? How do you find value in this card? Please let me know in the comments or by sending me an email on my contact page.
Disclaimer: If you click and/or sign up for a credit card through certain links on this site or any of my related social media platforms, I may make a commission from that click-through. The editorial content on this page and the user comments are not provided by any of the companies mentioned and have not been reviewed, approved, or otherwise endorsed by any of these entities. The opinions expressed here are mine alone.
